Go Digital. Serve All of Malaysia.
Convert your traditional KPKT money lending license to digital and expand from local branches to nationwide operations — complete with web platform, mobile apps, and full regulatory compliance in ~3 months.
Single Branch
Traditional License
1 Location
Coverage
In-Person
Channels
Traditional
License
Transform Your Lending Business
Go from traditional branch-based operations to a fully digital, KPKT-licensed platform.
Before
1 Location
Branch-based only, limited to your local area
After
All of Malaysia
Web & mobile platform serving customers nationwide
Operate Nationwide
Serve customers across all of Malaysia, not just your local area.
Web + Mobile Apps
Customers can apply and manage loans from anywhere, anytime.
~3 Months to Launch
Our proven process gets you operational faster than going it alone.
Fully Compliant
Built to meet all KPKT digital licensing requirements from day one.
Don't have a KPKT traditional license yet?
We can help you obtain or acquire one to get started.
Your 3-Month Journey to Digital
End-to-end digital transformation, from license application to platform launch.
Preparation & Provisional License
Documentation prep and KPKT presentation for provisional license approval.
Build & Infrastructure
AWS hosting, digital signing server, and full development of your branded platform.
UAT & Pen Testing
User acceptance testing with your team and third-party security penetration testing.
Final Approval & Go Live
KPKT final inspection, approval, platform launch, and go-live support.
A Complete Digital Lending Platform
We build a fully branded web platform and mobile app tailored to your business. Everything is designed to meet KPKT digital licensing requirements while providing an exceptional customer experience.
iOS & Android
Full Control
Built on TrueKredit™. Evolved for Digital.
Your digital lending platform runs on TrueKredit™ Plus — an evolved edition of our battle-tested TrueKredit™ system already powering KPKT-licensed money lenders across Malaysia.
TrueKredit™ Plus takes the same rock-solid loan management engine — borrower lifecycle, compliance automation, repayment tracking, and audit-ready reporting — and layers on the capabilities required for a fully digital operation.
Every digital license gets its own fully isolated TrueKredit™ Plus instance — separate infrastructure, separate database, separate environment. Your data is never shared or co-mingled with any other operator.
What TrueKredit+ adds
Borrower App & Web Portal
Customers apply, upload documents, track loans, and make payments from their phone or browser.
On-Premise Digital Signing
Legally compliant e-signatures via an on-premise HSM server — no wet-ink required.
Nationwide Online Operations
Serve borrowers across all 16 states from a single digital platform.
TrueKredit™+ Layer
TrueKredit™ Core
Learn moreEnterprise-Grade Infrastructure
Modern technology stack with Malaysian regulatory compliance built in from day one.
Malaysia Data Residency
All data hosted on AWS Malaysia region ensuring data sovereignty and regulatory compliance. Your customer data never leaves Malaysia.
On-Premise Digital Signing
Dedicated servers for digital signing as required by KPKT regulations.
Enterprise Security
Bank-grade encryption, secure APIs, and role-based access control.
Complete Audit Trails
Comprehensive logging for every action, ensuring full traceability.
24/7 Monitoring
Real-time system monitoring with instant alerts and 99.9% SLA.
Proven Success
See what we've built for operators who made the digital transition.
LiveA fully digital, KPKT-licensed money lending platform serving customers across Malaysia. Built, launched, and operating successfully with our end-to-end support.
LiveA fully digital, KPKT-licensed money lending platform serving customers across Malaysia. Built, launched, and operating successfully with our end-to-end support.
Ready to Go Digital?
Join operators who have successfully transitioned to digital lending. We'll guide you through every step of the process.