Truestack

Digital KPKT License Conversion

Operate online. Expand nationwide. Go live in ~6 months.

Transform Your Lending Business

Go from traditional branch-based operations to a fully digital, KPKT-licensed platform.

Operate Nationwide

Serve customers across all of Malaysia, not just your local area.

Web + Mobile Apps

Customers can apply and manage loans from anywhere, anytime.

~6 Months to Launch

Our proven process gets you operational faster than going it alone.

Fully Compliant

Built to meet all KPKT digital licensing requirements from day one.

Traditional License

1 Location

Branch-based only

Digital License

All of Malaysia

Web & mobile platform

Customer Reach

Traditional
Local
Digital
Nationwide

Don't have an existing KPKT traditional license?

We can help you obtain or acquire one.

Get in Touch

Your 6-Month Journey to Digital

End-to-end digital transformation, from license application to platform launch.

1
Month 1
Preparation & Provisional License

Complete documentation preparation and presentation to KPKT for provisional license approval. We handle all regulatory correspondence and requirements.

2–4
Months 2–4
Infrastructure & Software Development

Infrastructure Setup

AWS Malaysia cloud hosting and on-premise digital signing server deployment.

Software Development

Full development of your branded web platform and mobile apps. Regular demos and iterative refinement.

Web ApplicationiOS AppAndroid AppAdmin Dashboard
5
Month 5
UAT & Penetration Testing

User acceptance testing with your team. Third-party penetration testing to ensure security compliance. Bug fixes and final refinements.

6
Month 6
Final Approval & Go Live

Final KPKT inspection and approval. Platform launch and go-live support. Your digital lending business is now operational nationwide.

~6 Months
From initial application to serving customers nationwide
Your Digital Platform

A Complete Digital Lending Platform

We build a fully branded web platform and mobile app tailored to your business. Everything is designed to meet KPKT digital licensing requirements while providing an exceptional customer experience.

Online loan application & approval
eKYC identity verification
On-premise digital signing
Automated disbursement
Admin dashboard
Auto document generation (receipts, notices)
Complete audit trails
Malaysia data residency (AWS)
Real-time reporting dashboard
Customer mobile app
Web Application
Responsive, modern interface
Mobile Apps
iOS & Android (Flutter)
Admin Dashboard
Full operational control
KPKT Compliant
Built to regulatory standards

Proven Success

See what we've built for operators who made the digital transition.

A fully digital, KPKT-licensed money lending platform serving customers across Malaysia. Built, launched, and operating successfully with our end-to-end support.

KPKT digital license approved
Web + Flutter mobile app
On-premise digital signing
Malaysia data residency (AWS)
Complete audit trail system
Serving customers nationwide

Custom Pricing

Digital KPKT license conversion is a comprehensive project tailored to your business. Contact us for a detailed quote based on your specific requirements.

Get a Quote

Ready to Go Digital?

Join operators who have successfully transitioned to digital lending. We'll guide you through every step of the process.