Build & Scale Your Lending Business
End-to-end lending software, compliance services, and infrastructure to operate and grow in Malaysia's regulated lending space.
Portfolio Growth
Last 12 months
Trusted by Industry Leaders
What We Do
We are a tech-driven company providing infrastructure, platforms, and expertise to help Malaysian Fintechs and lenders build, operate, and grow their businesses.
Infrastructure as a Service
e-KYC verification, WhatsApp notifications, and email services — all through a unified API platform.
KPKT Digital License Conversion
A fully licensed, ready-to-deploy lending platform you can brand as your own and launch in weeks.
KPKT Services
Loan management system, regulatory compliance, license management, and administrative support for your lending operations.
Fintech Software Development
Tailored fintech solutions built from scratch to meet your unique business requirements.
TrueKredit™
Purpose-built loan management system for KPKT PPW (offline) licensed money lenders. Manage borrowers, loans, compliance, and audits — all in one secure system.
KPKT Audit-Ready
Auto Generate Jadual J and K
Auto Loan Scheduling
End-to-End Loan Management
From customer enquiry to final payment — handle the entire loan lifecycle with automated compliance reporting, instalment calculations, and audit-ready records.
- Customer enquiry & document capture
- Loan calculation & approval workflow
- Repayment tracking & collections
- Lampiran A & iDEAL CSV export
TrueIdentity™
Programmatic e-KYC verification for Malaysian fintechs. Fast integration, secure processing, competitive pricing.
Quick Setup
Get started in minutes with our simple API integration. No complex configurations required.
Low Cost
Pay-per-verification pricing that scales with your business. No minimum commitments.
Bank-Grade Security
End-to-end encryption with data residency in Malaysia. Fully compliant with local regulations.
Everything Handled
MyKad OCR, liveness detection, biometric matching — all in one unified API endpoint.
Complete Verification Suite
Simple REST API. Start verifying customers in minutes.
Custom Services
From compliance management to custom software development — everything you need to run and grow your lending business.
We handle regulatory and administrative work so you can focus on growth. License renewals, annual submissions, and compliance coordination.
Learn MoreTransform to a fully digital, KPKT-licensed platform. Operate online and expand nationwide within 6 months.
Learn MoreFull-stack fintech development for P2P lending, digital lending platforms, and payment systems. Built for Malaysia's regulatory landscape.
Learn MoreOur Expertise
A specialized team combining regulatory knowledge with strong technical capabilities to deliver compliant fintech solutions.
Fintech Expertise
Deep understanding of Malaysia's fintech regulatory landscape. We've helped operators navigate compliance and go digital.
Full-Stack Development
End-to-end fintech development — web platforms, mobile apps, APIs, and integrations. Built for performance and scale.
End-to-End Delivery
From requirements to deployment and maintenance, we handle everything so you can focus on your business.
Collaborative Approach
We work closely with your team, providing regular updates and adapting to your needs throughout our engagement.
Modern Tech Stack
Battle-tested technologies for reliable fintech applications
Enterprise-Grade Infrastructure
Designed with Malaysian regulatory compliance from day one. Built with near instant loading times.
Architecture Overview
Client Applications
Web & Mobile
Security Layer
Encryption · RBAC · WAF
Application Servers
Auto-scaling · Redundant
Data Layer
AWS MY Region · Encrypted
Live System Status
Sub-second page loads with edge caching across Malaysia
End-to-end AES-256
Edge CDN in KL
Malaysia Data Residency
All data hosted on AWS Malaysia region ensuring data sovereignty and regulatory compliance.
KPKT + SC + Bank Negara Compliance
Platforms built to meet KPKT and SC Malaysia regulatory requirements from day one.
On-Premise Digital Signing
Dedicated servers for digital signing as required by KPKT.
Enterprise Security
Bank-grade encryption, secure APIs, and role-based access control to protect sensitive financial data.
Real-time Monitoring
24/7 system monitoring with instant alerts.
Complete Audit Trails
Comprehensive logging for every action, ensuring full traceability and compliance readiness for audits.
99.9% SLA
Enterprise-grade uptime guarantee with redundant infrastructure and proactive incident response.
Success Stories
See how we've helped Malaysian Fintech operators go digital and scale their businesses.
Ready To Launch?
Let's discuss how we can help you launch or scale your lending business with compliant, modern technology.